Chapter 153: Crossing the Moon Palace

The idea was beautiful, but before its formal implementation, there were still many problems to be solved.

For example, does the current Ten Thousand Immortals Alliance already have similar organizations?

Would doing this infringe upon others' interests and lead to being casually killed by a powerful Cultivator?

After some investigation, Li Fan felt relieved.

Currently, the Ten Thousand Immortals Alliance does not have large-scale, organized lending activities.

Firstly, because contribution points are difficult to acquire.

It's already hard enough to maintain one's own Cultivation, so where would one get extra contribution points to lend to others?

Another very important reason is that it's easy to lend out but difficult to get back.

The Cultivation World is so vast, and Cultivators have countless ways to conceal their whereabouts.

If someone hides in a remote mountain range and goes into closed-door Cultivation for ten or five years, they just won't pay it back.

What can be done?

Perhaps powerful Cultivators could achieve precise targeting, but they would probably prioritize their own Cultivation and disdain doing something that is both distracting and yields little actual profit.

However, while they might be unwilling, Li Fan was very willing.

On the way back to Mingyue Lake, Li Fan had already begun planning various future endeavors in his mind.

More than twenty days later, Li Fan returned to Mingyue Lake.

After more than forty days, the Immortal Cave at the bottom of the lake was almost completed.

However, these were only outwardly magnificent buildings; apart from the Ten Thousand Immortal Array Flag, there were no other defensive measures.

For the sake of future appearance and safety, Li Fan again spent a fortune, expending twenty thousand contribution points.

He purchased a complete [Kanling Illusory Wave Great Formation] in the tianxuan mirror.

This Formation is different from the previous Ten Thousand Immortal Array Flag; once deployed, it cannot be moved again.

It is suitable for construction by water, and the Great Formation has functions such as concealment, protection, and defense against enemies.

When fully activated, it is said to be sufficient to withstand attacks from a Middle Stage Nascent Soul Cultivator.

Li Fan personally deployed it.

When the [Kanling Illusory Wave Great Formation] was successfully activated, Li Fan felt much more at ease looking at the light blue protective shield above the Immortal Cave at the bottom of the lake.

With the official completion of the Immortal Cave, a celebration was naturally indispensable.

Everyone gathered at the entrance of the Immortal Cave, looking at this building that had cost them dozens of days of effort, their faces filled with inexplicable excitement.

Li Fan looked around and felt that something was still missing.

So he purchased a jade plaque and two jade pillars from the heavenly mystery little mirror.

After they were properly installed.

The Technique of Calming the Sea Divine Sword flew out from his Dantian, and Li Fan wrote with a flourish.

On the left jade pillar, he wrote the four characters, 'Compassion for All Beings'.

On the right jade pillar, he wrote the four characters, 'Relief from Suffering'.

Finally, on the jade plaque in the middle, he boldly wrote the three characters, 'Mingyue Palace'.

Li Fan retracted the blue water sword and nodded in satisfaction, looking at his masterpiece.

And Su Xiaomei and the others were all moved and lost in thought as they looked at Li Fan's inscription.

Su Xiaomei's eyes were full of little stars, and Xiao Heng and Su Changyu were also captivated by the aura in these words, unable to control themselves.

'Compassion for All Beings, Relief from Suffering…' As the one who had been in the Cultivation World the longest among them, Zhao Erbao understood the weight of these eight characters even more than the others.

He became even more unclear about Li Fan's Cultivation and immediately dared not harbor any small thoughts in his heart.

He led everyone into Mingyue Palace to visit the newly constructed Immortal Cave.

Mingyue Palace covers an area of five li square.

The main buildings are arranged in a semi-cross shape.

In the very center is the Mingyue Hall, which is planned to be used for discussions and reception.

The residences of everyone are distributed on the left and right sides.

And a series of buildings behind the Mingyue Hall are used to house the tianxuan mirror, store ancient Dao韵 objects, Li Fan's closed-door Cultivation place, and so on.

Currently, Mingyue Palace is just an empty shell; there are no internal decorations, tables, or chairs.

However, Li Fan was already very satisfied with what had been achieved in forty days.

Besides the role of those five thousand contribution points, Yin Yueting and Yin Yuzhen from Tianbao Tower, as well as Sun Zhang, all contributed greatly.

Especially Sun Zhang; the architectural layout of this Mingyue Palace was meticulously designed by him.

After instructing everyone to complete the decoration of Mingyue Palace as soon as possible in the coming period.

Li Fan came to his closed-door Cultivation area.

The Clone had been staying here ever since Mingyue Palace was completed.

It wasn't idling, but rather deciphering the Seal Formation on the small black box that Zhang Zhiliang had given Li Fan.

Perhaps because this Clone had stripped away some of He Zhenghao's talent in Formations, the deciphering process was much faster than Zhang Zhiliang had anticipated.

Li Fan estimated that the Seal could be removed in about half a year.

Li Fan was quite looking forward to what was inside.

For the next period, everyone in Mingyue Palace remained very busy.

While making the vast Mingyue Palace increasingly furnished, tens of thousands of ancient Dao韵 objects were also safely transferred.

At the same time, Li Fan quietly went to Source Dao City by himself and began to spread news.

Slowly, many Qi Refining Cultivators in the Ten Thousand Immortals Alliance learned that there was an eight-hundred-li Mingyue Lake on the border of Source Dao Province.

Within Mingyue Lake, there was a Mingyue Palace.

For a small, insignificant price, a Qi Refining Perfection Cultivator could borrow Foundation Establishment Cultivation Techniques and wondrous items in Mingyue Palace to achieve Foundation Establishment early.

After achieving Foundation Establishment, they could then slowly repay the corresponding value in contribution points.

It should be noted that Foundation Establishment cultivators earn contribution points much faster than Qi Refining Cultivators.

The annual interest rate of thirty-six percent was almost negligible compared to the benefits of achieving Foundation Establishment a few years earlier.

This matter sounded too good to be true, so much so that it clearly seemed like a scam.

So most Qi Refining Cultivators just laughed it off.

But as it spread widely, there were always one or two who took it to heart.

…

Three months later.

Mingyue Palace.

In the underground treasure vault behind Mingyue Hall.

Tens of thousands of ancient Dao韵 objects were neatly arranged.

Li Fan was setting up a Formation around these ancient objects.

Since the number of ancient Dao韵 objects collected was still somewhat lacking, it was currently impossible to fully reproduce the complete Dao韵.

So Li Fan thought of a Formation called [Seeing the Small to Know the Great].

The sole purpose of this Formation is to amplify Spiritual Qi fluctuations, Law rhythms, etc., to a certain extent.

Although there will be a certain degree of distortion depending on the level of the Formation setter.

It was already enough for Li Fan to comprehend that Technique of Calming the Sea Divine Sword.

Just as Li Fan was concentrating on setting up the Formation, he faintly heard a voice coming from above Mingyue Lake.

"Junior Chu Xingyang, requests an audience with the Seniors of Mingyue Palace!"

"Junior Chu Xingyang, requests an audience with the Seniors of Mingyue Palace!"

The shouts echoed continuously for several times.

Li Fan smiled slightly.

After all this time, the first customer had finally arrived.

However, he didn't need to appear in person.

He had already made arrangements and was waiting for Chu Xingyang to make his appearance.

…

Above Mingyue Lake, after Chu Xingyang shouted a few times, his heart was incredibly anxious.

The appearance of Mingyue Palace was strange, as if it had suddenly popped up.

Cultivators from Source Dao Province knew very little about it.

And to have the confidence to lend out Foundation Establishment wondrous items and Cultivation Techniques without worrying about recovery, it must be a powerful force.

Chu Xingyang was just a small Qi Refining Perfection Cultivator, so shouting loudly at the entrance of such a powerful force naturally made him extremely fearful.

Moreover, he still didn't know if the matter of Mingyue Palace lending Cultivation Techniques was true or false.

However, Chu Xingyang had no other choice.

He had to try here.

If he continued as before, doing missions and accumulating contribution points.

It would take at least another two or three years to successfully achieve Foundation Establishment.

Too long! There wasn't enough time!

The moment he thought of his childhood sweetheart intertwined with another man.

Chu Xingyang's heart burned with endless rage.

Why? Wasn't it just because the other party was a Foundation Establishment cultivator, while he was just a small Qi Refining Cultivator?

Three months later, the two would marry.

He must successfully achieve Foundation Establishment before then.

Then, at the wedding, he would snatch her back!

Chu Xingyang thought bitterly.

Just as he was immersed in the beautiful fantasy of him and his childhood sweetheart living happily ever after, he suddenly noticed a figure silently appearing behind him.

Then, he was effortlessly picked up by the figure, without any power to resist.

"Senior, spare me! Senior, spare me!"

Chu Xingyang quickly shouted.

"Stop yelling! You, at your age, how can you be so timid!"

The voice was clear and full of childishness.

Chu Xingyang focused his gaze and realized that the one who had subdued him was actually a little girl wearing a fiery red dress, only about seven or eight years old!

What shocked Chu Xingyang even more was that this little girl was a Foundation Establishment Stage Cultivator!

A seven or eight-year-old Foundation Establishment Stage Cultivator!

To have achieved Foundation Establishment at such a young age. What would be the Cultivation of the other people in Mingyue Palace?

And what kind of Divine Ability Cultivator would the Mingyue Palace Lord be?

No wonder they dared to lend out Foundation Establishment wondrous items and Cultivation Techniques without fear of not getting them back!

Chu Xingyang felt dizzy, and an infinite fear immediately surged in his heart.

But then, he became incredibly expectant.

It seemed that the matter of Mingyue Palace lending Cultivation Techniques was not a scam!

With his heart in turmoil, Chu Xingyang was carried into the lake.

Passing through the blue shield, he arrived before the main gate of Mingyue Palace.

Chu Xingyang was once again deeply shocked.

Compassion for All Beings!

Relief from Suffering!

What kind of spirit and breadth of mind did it take to dare to write these eight characters at the entrance!

The more Chu Xingyang looked, the more profound these eight characters seemed, as if they contained the Great Dao that reached the heavens.

His reverence for the mysterious Mingyue Palace Lord grew even stronger in his heart.

Following the little girl…

No, following the Foundation Establishment Senior.

Chu Xingyang bypassed the central hall and came to a small pavilion on the right.

Inside the pavilion, two identical-looking women sat in front.

Their figures were graceful, and their skin was as white as snow.

Their beauty far surpassed that of his childhood sweetheart!

Chu Xingyang couldn't help but stare blankly, completely stunned.

Finally, after receiving a slap from the little Senior beside him, he came to his senses.

In a panic, he quickly knelt down to apologize.

"I can't discern the Cultivation of these two Immortal Ladies; they must be Golden Core Stage Cultivators. How could I have been so infatuated by beauty for a moment?"

"If I were to displease them, and they got angry…"

Thinking of this, Chu Xingyang couldn't help but shiver.

Fortunately, these two Immortal Ladies did not blame him.

Instead, they asked for his name.

And the reason for coming to Mingyue Palace to borrow Cultivation Techniques.

Chu Xingyang naturally explained everything honestly and thoroughly.

After clarifying the whole story, the two Immortal Ladies' figures disappeared, going to an unknown place.

Only the Foundation Establishment little Senior remained, glaring fiercely at him.

Cold sweat broke out on Chu Xingyang's forehead; he dared not act rashly and could only wait patiently where he was.

…

"Sister, look at this person, he borrowed Cultivation Techniques and wondrous items, wanting to snatch a bride. Is this what Senior called a high-risk customer? Should we not agree to his request and lend him the items?" Yin Yuzhen asked, tilting her head.

"You're wrong about that, little sister. Think about it, he chose to cause trouble on someone else's wedding day."

"Even if the bride-snatching fails, at most, they will just beat him up; they won't kill him."

"Moreover, this person is twenty-eight years old and has already reached Qi Refining Perfection. He can be considered a high-quality customer as Senior described."

"And he's our Mingyue Palace's first customer to come knocking…"

"Hmm, this business can be done."

Yin Yueting concluded.

"These are the wondrous items and Cultivation Techniques he wants. Go get them from Senior."

Yin Yuzhen nodded, took the note her sister had written, and scurried all the way to Li Fan's closed-door Cultivation place.

"I already know about this matter. Take the items."

Before she could speak, a Storage Ring flew over.

Yin Yuzhen stuck out her tongue and bowed to the inside.

Then she immediately returned without looking back.

"Little sister, predict whether lending this item will result in good or bad fortune." Yin Yueting asked.

Yin Yuzhen held the Storage Ring and closed her eyes to sense.

Her eyelashes trembled slightly, and after a moment, Yin Yuzhen's face showed joy: "Minor good fortune! Sister, we can lend it!"

Yin Yueting also breathed a sigh of relief, then took the Storage Ring, walked out of the room hidden by the Formation, and came before Chu Xingyang.

"Medium Grade Human's Wondrous Item: [Indignant Demise]. Foundation Establishment Cultivation Technique: Purple Radiance Star Light."

"The two items you want are in this Storage Ring."

"They are worth a total of 9500 contribution points. How do you choose to repay it?"

Chu Xingyang's eyes lit up as he looked at the Storage Ring in Yin Yueting's hand.

The hope for the rest of his life rested entirely on this Storage Ring. Chu Xingyang gritted his teeth and said, "I choose to repay it once a month and pay it off within three years."

Yin Yueting nodded and took out a contract.

"Come, sign it, and you can take this Storage Ring."

Chu Xingyang's face was excited; he just casually glanced at the contract and then wrote his name on it.

"Remember to transfer the contribution points to me at this time every month. Otherwise, I will personally come to your door to collect it. Understand?"

"Don't even think about running away. Although the Cultivation World is vast, if you owe a debt to our Mingyue Palace, there will be no place for you to hide!"

Su Xiaomei, standing by, glared at Chu Xingyang and said.

Chu Xingyang trembled, quickly nodded, and indicated that he understood.

After getting the Storage Ring, Chu Xingyang was almost in tears.

As he walked out of Mingyue Palace, he bowed once more to the two jade pillars at the entrance.

Then, with a determined expression, he flew away.

He was going to find a safe place to achieve Foundation Establishment.

"Hehe, I performed pretty well, didn't I!" Su Xiaomei rubbed her small face, asking for praise, once the person was out of sight.

"But, is what we're doing really reliable? This is 9500 contribution points! Can we really get it back? What if this person suddenly dies in the middle?" Su Xiaomei then asked, somewhat troubled.