Chapter 157: Star Falls Back to Cangwu

“On average, each Cultivator who borrows a spell contributes 10,000 contribution points.”

“Currently, our Mingyue Palace has already lent spells to seven Cultivators.”

“Most of them choose to repay within three years, at an annual interest rate of 36%, meaning they have to repay over 570 points each month.”

“Seven Cultivators, that’s a total of over 4,000 contribution points in revenue.”

“Every three months, we can lend spells to one more Cultivator.”

“As our business continues to expand, this speed will only get faster and faster…”

In Mingyue Palace, Yin Yuzhen calculated the profits from the spell-lending business, her eyes sparkling with excitement.

“You can’t calculate it like that. When the number of Cultivators borrowing spells increases, there will always be one or two who refuse to repay their debts honestly. Each one will bring huge losses.”

“But even so, the speed of our Mingyue Palace’s expansion is extremely astonishing.”

Yin Yueting also exclaimed.

Yin Yuzhen was somewhat dismissive: “Little Sister Su and Xiao Heng are not to be trifled with. Haven’t you seen how Little Sister goes out excitedly every time she collects debts and returns satisfied?”

“The Mingyue Talisman and the Deterrent Talisman are also incredibly useful. If not for these two divine objects, debt collection would be much more difficult.” Yin Yueting nodded.

“That’s right, Senior’s actions are naturally extraordinary. The eight characters ‘Compassionate Spell Lending, Saving the Suffering’ personally written by Senior in the past are now deeply rooted in the hearts of Qi Refinement Stage Cultivators.” Yin Yuzhen said, beaming with excitement.

…

In the underground seclusion area of Mingyue Palace.

Li Fan, who was deeply admired by the two sisters, showed no sign of being a grand master at this moment.

He had just awakened from his Formation comprehension and was checking the growth of his cultivation within his body, his face overflowing with pleasant surprise.

“On average, each Cultivator who achieves Foundation Establishment through my spell lending immediately provides about seven months of cultivation feedback. These days, I haven’t Cultivated for a moment, yet I’ve gained forty-nine months of cultivation, almost four years of continuous hard Cultivation!”

“Furthermore, as these spell-borrowing Cultivators continuously improve their cultivation, I will still receive a steady stream of feedback.”

“Although they are all trickles, when there are many, they are enough to form a vast ocean!”

“It is foreseeable that when the scale of Mingyue Palace’s spell-lending business expands in the future, my Cultivation speed will become even faster.”

“Reaping without sowing, reaping without sowing!”

“Good!”

For a time, Li Fan was overjoyed.

However, he then frowned.

During the Qi Refinement Stage, the maximum number of targets for Formless Killing Intent was five people.

Upon reaching the Foundation Establishment Stage, Li Fan had experimented.

The limit had increased to fifteen people.

Although it had tripled, it was still far from enough.

“I wonder if there’s a way to increase it.” The locking limit of Formless Killing Intent should be related to Divine Sense strength.

Methods to increase Divine Sense strength certainly exist, but they must come at a considerable cost.

Li Fan then searched in the tianxuan mirror.

Excluding those methods that were clearly impossible to achieve at present, it wasn’t long before Li Fan found the most suitable method for his current situation.

“Startling Divine Formation, Mind Monkey Bone…”

Li Fan looked at the silver incense, which was emitting a faint fragrance, lost in thought.

“So, this incense that can eliminate mental fatigue is made by grinding Mind Monkey Bone into powder and mixing it with other Materials.”

The so-called Mind Monkey does not refer to some rare beast.

Rather, it refers to Cultivators whose minds have been lost.

It is said that in certain provinces, there are occasional incidents where large numbers of Cultivators are inexplicably bewitched.

These bewitched Cultivators often lose their self-will and become killing machines.

And after these Cultivators are killed, their bodies turn into the appearance of white apes.

This is the so-called Mind Monkey.

Every part of a Mind Monkey is a treasure.

Among them, the most valuable are all the bones.

They have the effect of enhancing and replenishing Divine Thought consumption.

The Startling Divine Formation, on the other hand, is a Formation that produces different effects depending on the Formation Materials used.

For example, if the Formation Materials are spirit jade with spirit-gathering properties, then the Startling Divine Formation will amplify this “spirit-gathering” characteristic.

Thus producing a stronger spirit-gathering effect.

Similarly, using Mind Monkey Bones, which can enhance Divine Thought, to set up the Formation, the [Mind Monkey Startling Divine Formation] formed will have several times the Divine Sense enhancement effect.

The Startling Divine Formation is very strong, but its drawback is that as the Formation Materials are continuously consumed, the effect of the Formation will also weaken.

It requires continuous replenishment of Formation Materials to maintain the normal operation of the Formation.

“Roughly calculated, setting up a [Mind Monkey Startling Divine Formation] would cost about 20,000 contribution points. And it would also require continuous replenishment of Mind Monkey Bones…”

“I can only try the effect first…”

Li Fan could now be said to be very wealthy; 20,000 contribution points was nothing. He immediately bought a sufficient quantity of Mind Monkey Bones and began to set up the Startling Divine Formation.

The Startling Divine Formation is essentially an amplification Formation, so it’s not particularly complex.

But it still took Li Fan more than half a month to complete its setup.

“Indeed, there’s still a considerable gap between pure theory and practice. Although my current theoretical level in Formations can be considered beyond the beginner’s threshold, my actual Formation-setting skill is still only at the apprentice level.”

Amidst Li Fan’s lament, he activated the [Mind Monkey Startling Divine Formation].

Carefully sensing the amplification effect of the Formation, Li Fan noticed that his Divine Sense strength had increased by about five times.

“That means the number of lockable targets for Formless Killing Intent has increased to about seventy-five.”

“Although it’s still a bit short of my intended goal, it’s already sufficient for now.”

“After breaking through to the Foundation Establishment Stage Middle Stage, my Divine Sense strength will increase again. If it’s really not enough, I can also continue to expand the scale of the Mind Monkey Startling Divine Formation. However, the benefits of doing so might not outweigh the costs…”

Having temporarily resolved the hidden worries of the spell-lending business, Li Fan continued to immerse himself in the study of Formations.

And Li Fan, who was within the Startling Divine Formation, was pleasantly surprised to find that perhaps due to the enhancement of his Divine Sense, the learning efficiency of both his main body and Clone had improved to a certain extent.

This was an unexpected bonus.

Time slowly passed, and in a flash, it was Anchor Year 41.

On this day, the focused Li Fan was awakened by the call of a communication talisman.

“What is this?”

He was stunned at first, then Li Fan realized who had sent the communication talisman.

Kou Hong, Dao Xuanzi.

The talisman activated, and Kou Hong’s voice came through.

“Brother Li Fan, how have you been recently?”

“Just cultivating in seclusion, so it’s hard to say good or bad.” Li Fan chuckled and replied.

“Hahaha, these past few years, Dao Xuanzi and I have had some…”

Kou Hong spoke halfway, but seemed to be interrupted.

Changing the subject: “Ahem, let’s get to the point. Brother Li Fan, Dao Xuanzi and I are preparing to go to Cangwu Province to seek an Opportunity. Are you willing to come with us?”

“Cangwu Province?” Li Fan had some impression of it; it seemed to be far away in the southwest corner of the continent, extremely distant from Source Dao Province.

He wondered why these two were going there?

Li Fan immediately voiced his doubts.

Kou Hong’s voice, full of surprise, immediately came through: “What, Brother, you still don’t know?”

“This matter has already spread like wildfire.”

“Do you still remember that fiery meteor that illuminated the sky twenty-six years ago?”

Li Fan’s eyes narrowed, and he immediately recalled.

He had heard of this incident when gathering information.

That was in Anchor Year 15.

A fiery meteor streaked across the night sky, falling to an unknown location.

All Cultivators who saw this meteor felt a sense of dread and sorrow simultaneously.

“Since that day, Cultivators have continuously tried to find the landing site of the fiery meteor. But they all found nothing.”

“Fortunately, everyone persevered, and twenty-six years later, its trace was finally discovered.”

“Good heavens, do you know where this fiery meteor landed? Cangwu Abyss!”

“That ghostly place, bottomless, no wonder no one found it for so many years.”

“It is said that a powerful being has calculated that this fiery meteor involves a great Opportunity. So, Cultivators throughout the world want to go to the Cangwu Abyss to try their luck.”

“What if they happen to encounter that fiery meteor themselves?”

“My brother and I think the same. Haha, Dao Xuanzi and I have been lucky recently, so we also plan to give it a try.”